Financing Information

We can finance any of the following types of transactions:

Home Only: This type of loan uses only the home as collateral. The home may be located in a park, on your land or on third party land.

Home and Land: This type of loan allows you to finance your land and the home in a single payment. The land can be land you propose to purchase or land you already have under contract.

Land-In-Lieu: This type of loan allows you to use equity you may have in your land instead of using cash for a down payment.

We offer FHA, VA, Conventional and FmHA (Farmers Home Administration) financing at the lowest rate on the market. Terms are up to 30 years. Down payments are as low as 5% on most programs.

ZERO DOWN POSSIBLE ON LAND HOME

Consequences of Renting...

If your rent is now	In five years your rent will be (with 10% annual increase)
$300/Month	$483/Month
$350/Month	$564/Month
$400/Month	$644/Month
$450/Month	$725/Month
$500/Month	$805/Month
$550/Month	$885/Month

Consequences of Renting: Loss of huge tax break You live someplace belonging to someone else You pay someone else's mortgage No tax breaks to landlords mean higher rent

vs. Benefits of Owning

Monthly Payment	Monthly Tax Savings*	Net Tax Savings*	Yearly Tax Savings*	5 Year Tax Savings*
$250	64.40	185.60	772.80	3,864.00
$300	77.28	222.72	927.36	4,636.80
$350	90.16	259.84	1,081.92	5,409.60
$400	103.04	296.96	1,236.48	6,182.40
$450	115.92	334.08	1,391.04	6,955.20

*Assumes 92% of first 5 years payment will go towards payment of interest only
*Assumes customer to be in 28% tax bracket.

Benefits of Owning: America's biggest and safest tax break Pride of ownership Builds equity Establishes credit with major lender